:root{
  --white:#FFFFFF;
  --gray:#F5F7FA;
  --navy:#1F3B5B;
  --blue:#2E7BEF;
  --blue-light:#EAF2FF;
  --text:#1F2A37;
  --muted:#5B6B7F;
  --border:#E3E8EF;
  --shadow:0 10px 30px rgba(31,59,91,.08);
  --radius:14px;
  --max:1180px;
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Inter,Roboto,Helvetica,Arial,sans-serif;color:var(--text);background:var(--white);line-height:1.6;-webkit-font-smoothing:antialiased}
a{color:var(--blue);text-decoration:none}
a:hover{text-decoration:underline}
img{max-width:100%;display:block}
.container{max-width:var(--max);margin:0 auto;padding:0 24px}
h1,h2,h3,h4{color:var(--navy);font-weight:700;line-height:1.2;letter-spacing:-.01em}
h1{font-size:clamp(2rem,4.5vw,3.4rem)}
h2{font-size:clamp(1.6rem,3vw,2.4rem);margin-bottom:1rem}
h3{font-size:1.2rem;margin-bottom:.5rem}
p{color:var(--muted)}
section{padding:84px 0}

/* Header */
.site-header{position:sticky;top:0;background:rgba(255,255,255,.92);backdrop-filter:blur(10px);border-bottom:1px solid var(--border);z-index:100}
.nav{display:flex;align-items:center;justify-content:space-between;padding:16px 24px;max-width:var(--max);margin:0 auto}
.brand{display:flex;align-items:center;gap:10px;font-weight:700;color:var(--navy);font-size:1.15rem}
.brand-mark{width:34px;height:34px;border-radius:8px;background:linear-gradient(135deg,var(--blue),var(--navy));display:grid;place-items:center;color:#fff;font-weight:800}
.nav-links{display:flex;gap:28px;list-style:none}
.nav-links a{color:var(--text);font-weight:500;font-size:.95rem}
.nav-links a:hover{color:var(--blue);text-decoration:none}
.btn{display:inline-block;background:var(--blue);color:#fff;padding:12px 22px;border-radius:10px;font-weight:600;border:none;cursor:pointer;transition:transform .2s,box-shadow .2s,background .2s}
.btn:hover{background:#1f63d6;transform:translateY(-1px);box-shadow:0 8px 20px rgba(46,123,239,.3);text-decoration:none;color:#fff}
.btn-outline{background:transparent;color:var(--navy);border:1px solid var(--border)}
.btn-outline:hover{background:var(--gray);color:var(--navy);box-shadow:none}
.menu-toggle{display:none;background:none;border:none;cursor:pointer;font-size:1.5rem;color:var(--navy)}

/* Hero */
.hero{padding:90px 0 80px;background:linear-gradient(180deg,var(--blue-light) 0%,var(--white) 100%);position:relative;overflow:hidden}
.hero-grid{display:grid;grid-template-columns:1.05fr 1fr;gap:60px;align-items:center}
.hero h1{margin-bottom:20px}
.hero .lead{font-size:1.15rem;margin-bottom:28px;max-width:560px}
.hero-image{border-radius:20px;overflow:hidden;box-shadow:var(--shadow)}
.hero-image img{width:100%;height:100%;object-fit:cover}
.pill{display:inline-block;background:#fff;border:1px solid var(--border);color:var(--blue);padding:6px 14px;border-radius:999px;font-size:.85rem;font-weight:600;margin-bottom:18px}

/* Notice */
.notice{background:var(--gray);border-left:3px solid var(--blue);padding:14px 18px;border-radius:8px;font-size:.92rem;color:var(--muted);margin-top:24px}

/* Sections */
.section-head{text-align:center;max-width:720px;margin:0 auto 50px}
.section-head p{font-size:1.05rem}

/* Cards grid */
.cards{display:grid;grid-template-columns:repeat(4,1fr);gap:22px}
.card{background:#fff;border:1px solid var(--border);border-radius:var(--radius);padding:28px;transition:transform .25s,box-shadow .25s,border-color .25s}
.card:hover{transform:translateY(-4px);box-shadow:var(--shadow);border-color:#cfdcef}
.icon-wrap{width:48px;height:48px;border-radius:12px;background:var(--blue-light);display:grid;place-items:center;color:var(--blue);margin-bottom:18px}
.icon-wrap svg{width:24px;height:24px}

/* Resources two col */
.alt-bg{background:var(--gray)}
.split{display:grid;grid-template-columns:1fr 1fr;gap:60px;align-items:center}
.split img{border-radius:16px;box-shadow:var(--shadow)}
.bullets{list-style:none;display:grid;gap:14px;margin-top:24px}
.bullets li{display:flex;gap:14px;align-items:flex-start}
.bullets .dot{width:24px;height:24px;border-radius:50%;background:var(--blue-light);color:var(--blue);display:grid;place-items:center;flex-shrink:0;font-weight:700;font-size:.8rem}
.bullets strong{color:var(--navy);display:block;margin-bottom:2px}

/* Benefits */
.benefits-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:28px}

/* Newsletter */
.newsletter{background:linear-gradient(135deg,var(--navy) 0%,#15294a 100%);color:#fff;border-radius:20px;padding:60px 40px;text-align:center}
.newsletter h2{color:#fff}
.newsletter p{color:rgba(255,255,255,.8);max-width:560px;margin:0 auto 28px}
.subscribe{display:flex;gap:10px;max-width:480px;margin:0 auto;flex-wrap:wrap;justify-content:center}
.subscribe input{flex:1;min-width:220px;padding:14px 18px;border-radius:10px;border:none;font-size:1rem;background:#fff;color:var(--text)}
.subscribe .btn{background:var(--blue)}
.consent{font-size:.82rem;color:rgba(255,255,255,.7);margin-top:14px;display:flex;gap:8px;align-items:flex-start;justify-content:center;max-width:480px;margin-left:auto;margin-right:auto}
.consent a{color:#cfe0ff}
.form-msg{margin-top:14px;color:#a3ffcd;font-weight:600;display:none}

/* FAQ */
.faq{max-width:780px;margin:0 auto}
.faq-item{background:#fff;border:1px solid var(--border);border-radius:12px;margin-bottom:12px;overflow:hidden;transition:box-shadow .2s}
.faq-item.open{box-shadow:var(--shadow)}
.faq-q{width:100%;background:none;border:none;text-align:left;padding:20px 22px;font-size:1.02rem;font-weight:600;color:var(--navy);cursor:pointer;display:flex;justify-content:space-between;align-items:center;gap:14px}
.faq-q .plus{transition:transform .25s;color:var(--blue);font-size:1.4rem;font-weight:300}
.faq-item.open .plus{transform:rotate(45deg)}
.faq-a{max-height:0;overflow:hidden;transition:max-height .3s ease;padding:0 22px}
.faq-item.open .faq-a{max-height:300px;padding-bottom:20px}

/* Contact */
.contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:50px}
.contact-info p{margin-bottom:12px}
.contact-info .label{color:var(--navy);font-weight:600;display:block;margin-top:18px}
.form-row{display:grid;gap:14px}
.form-row input,.form-row textarea{width:100%;padding:14px 16px;border:1px solid var(--border);border-radius:10px;font-size:1rem;font-family:inherit;background:#fff;color:var(--text)}
.form-row input:focus,.form-row textarea:focus{outline:none;border-color:var(--blue);box-shadow:0 0 0 3px rgba(46,123,239,.15)}
.map{margin-top:40px;border-radius:16px;overflow:hidden;box-shadow:var(--shadow)}
.map iframe{width:100%;height:340px;border:0;display:block}

/* Footer */
.disclaimer{background:var(--gray);border-top:1px solid var(--border);padding:24px 0;font-size:.88rem;color:var(--muted);text-align:center}
.disclaimer .container{max-width:900px}
footer{background:var(--navy);color:rgba(255,255,255,.8);padding:60px 0 28px}
footer h4{color:#fff;margin-bottom:14px;font-size:1rem}
.foot-grid{display:grid;grid-template-columns:1.5fr 1fr 1fr 1fr;gap:40px}
footer a{color:rgba(255,255,255,.75);display:block;padding:4px 0;font-size:.92rem}
footer a:hover{color:#fff;text-decoration:none}
.foot-brand p{color:rgba(255,255,255,.65);margin-top:12px;font-size:.92rem}
.foot-bottom{border-top:1px solid rgba(255,255,255,.1);margin-top:40px;padding-top:22px;text-align:center;font-size:.85rem;color:rgba(255,255,255,.55)}

/* Cookie banner */
.cookie-banner{position:fixed;left:20px;right:20px;bottom:20px;max-width:520px;background:#fff;border:1px solid var(--border);border-radius:16px;box-shadow:0 20px 50px rgba(31,59,91,.18);padding:24px;z-index:999;opacity:0;transform:translateY(20px);transition:opacity .35s,transform .35s}
.cookie-banner.show{opacity:1;transform:translateY(0)}
.cookie-banner h4{font-size:1.05rem;margin-bottom:8px}
.cookie-banner p{font-size:.9rem;margin-bottom:16px}
.cookie-actions{display:flex;gap:8px;flex-wrap:wrap}
.cookie-actions .btn{padding:10px 16px;font-size:.88rem}
.cookie-prefs{display:none;margin-top:14px;padding-top:14px;border-top:1px solid var(--border)}
.cookie-prefs.show{display:block}
.cookie-pref{display:flex;justify-content:space-between;align-items:center;padding:8px 0;font-size:.9rem}
.cookie-pref small{display:block;color:var(--muted);font-size:.78rem}

/* Reveal animation */
.reveal{opacity:0;transform:translateY(20px);transition:opacity .7s,transform .7s}
.reveal.in{opacity:1;transform:translateY(0)}

/* Responsive */
@media(max-width:900px){
  .nav-links{display:none;position:absolute;top:64px;left:0;right:0;background:#fff;flex-direction:column;padding:20px;border-bottom:1px solid var(--border);gap:14px}
  .nav-links.open{display:flex}
  .menu-toggle{display:block}
  .hero-grid,.split,.contact-grid{grid-template-columns:1fr;gap:36px}
  .cards{grid-template-columns:repeat(2,1fr)}
  .benefits-grid{grid-template-columns:1fr}
  .foot-grid{grid-template-columns:1fr 1fr;gap:30px}
  section{padding:60px 0}
  .newsletter{padding:40px 24px}
}
@media(max-width:560px){
  .cards{grid-template-columns:1fr}
  .foot-grid{grid-template-columns:1fr}
}